In most cases, the day after a divorce is finalize, support income is not counted. Spousal support income can be counted only after receiving consistent monthly payments for at least 6 months. Please check with your local CDLP on how to structure your support income in order to count support income sooner prior to finalizing your marital agreement … if you are looking to qualifying for a home loan sooner. It is best to have your projected debt to income ratio reviewed before a divorce is finalized to reduce any mortgage guideline surprises later. With rising interest rates and home values increasing, you want to be sure you have enough funds to close and your debt to income is in line so that you can purchase the right home that fits your needs and desires.